You Inc provides engaging programming for K-12 to encourage students to develop good money habits and growth mindsets about money early on and continuously throughout their development. Topics related to money and personal finance should be introduced to students at each grade level. Just as math and reading have several different facets and sub topics for children to master from kindergarten to 12th grade and beyond, personal finance also has its own nuances and categories that can and should be mastered early in a child's development and continue to evolve into more complex topics and subtopics as children grow and develop into young adults. By doing so, we develop a generation of financially secure adults who experience better financial outcomes due to making better financial decisions. Our workshops help students understand the basics of earning, saving, budgeting, and giving back. For younger children, we use interactive activities and storytelling to introduce financial concepts in a fun and relatable way, laying the groundwork for good habits and smart decision-making. For older students, we dive deeper, covering topics such as goal-setting, smart spending, credit, and pathways to building wealth—all tailored to prepare them for the responsibilities of adulthood. We also emphasize the importance of financial independence and provide students with tools to break free from cycles of financial instability that they may see in their communities. Our culturally competent approach ensures that all students see themselves reflected in the material, and we prioritize empathy, understanding, and real-life application in a way that fosters financial inclusion for all. Our team is certified in financial education from the National Financial Educators Council with over a decade of experience teaching financial literacy across New York State. We are also a certified NYS Minority and Woman-Owned Business Enterprise (MWBE). Our goal is to help K-12 students gain essential life skills and grow up feeling confident and capable in managing their financial lives. Let's inspire a generation of students who are not only financially aware but also equipped to pursue their dreams with a strong, sustainable financial foundation. In addition to k-12 programs, we offer Family Finance Programs for the entire family unit, including parents and caregivers. These one day programs can take place in the evening and students attend with their parents/guardians and two separate workshops take place simultaneously, equipping the family ecosystem to elevate their money conversations in the home, and providing tools and strategies to help parents optimize their family finances while nurturing a culture of healthy financial habits in the home.